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Bank Statement

Our bank statement program is ideal for people who are self-employed. Our team saves you time by reviewing statements, analyzing deposits, and calculating income for submissions so you can close more loans.

  • Up to 90% LTV, no MI
  • 600+ FICO scores
  • 12 month personal bank statements
  • 12 or 24 month business bank statements (must own at least 25% of the business over the past 2 years)
  • Credit events OK one day after settled
  • Loans to $3 million
  • DTI to 55% considered
  • Owner-occupied, 2nd homes, and investment properties
  • Interest-only available
  • 2 years self-employed required
  • No tax returns required


  • Debt Service Coverage Ratio SCR’s
  • No employment information required
  • Unlimited cash-out to 65% LTV

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